Whether you’ve had an accident, are expecting a child or get unexpectedly sick, there’s a number of reasons you may be admitted to the hospital. And even if you don’t have an extended stay, the costs associated with it can add up quick.
That’s where hospital indemnity insurance comes in. It directly pays you a lump sum for every day that you are in the hospital up to the maximum days allowed. You can then use that for any expenses, whether that’s paying for parts of your stay not covered by insurance, deductibles or even decorating that new baby room.
Health Screening Benefit (HSB)
The Accident, Critical Illness and Hospital Indemnity Plans from MetLife provide a $50 Health Screening Benefit (HSB) for each family member who is enrolled if you have a covered screening or tests. The HSB is payable once you complete a covered service such as an annual exam or getting a COVID-19 test (if prescribed by a doctor or hospital). The HSB includes more than 50 screening tests!
